The Home Refinance Plan Banks Don't Want You To Know About



When homeowners visit LendingTree® official website, they may be surprised to find out they qualify for a plan that offers them shockingly low interest rates.

Unknown to many, this brilliant government program called the Home Affordable Refinance Program® (HARP) could benefit millions of Americans. By refinancing their homes at lower interest rates, homeowners could easily reduce their payments by as much as $3,300 each year.1

Time is running out for homeowners and the government is making one final push to reach out to homeowners who can still benefit. The program is set to expire in 2016, but the good news though is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital that you act now.

Mortgage rates have decreased, but rates may not stay low if the government changes its economic policy. Act now while rates are still near historic lows and avoid a potential rate hike.


Putting Money Back Into The Middle Class

Did you know if your mortgage is less than $625,000, your chances of qualifying for HARP could be high. The Government wants the banks to cut your rates, which puts more money in your pocket, ultimately boosting the economy.

But the banks are not happy about this. Here’s why:

  1. The program makes it easier to qualify for lower mortgage rates
  2. You have the option to shop lenders other than your current mortgage holder

You think banks like the above? Rest assured, they do not. They'd rather make more money by keeping you at the higher rate you financed at years ago. The middle class seems to miss out on everything, and jumping on this benefit is a no-brainer.

  • The average monthly savings is $290. Could you use an extra $290/month?2
  • On top of the savings, many homeowners could pay off their mortgage faster.
  • Homeowners can even take cash out for home improvements, pay off debt, or pay for their children's education.

Where Do I Start?

With hundreds of mortgage lenders and brokers available, it can take consumers hours to simply contact each one separately and request a quote. The good news is that there are services that could help you save time and money by comparing multiple lenders at once. Services such as LendingTree® has one of the biggest lender network in the nation and what’s better is that they work with HARP lenders to provide consumers with a comprehensive set of mortgage options.

There’s no obligation to homeowners, and LendingTree® offers easy and fast comparisons. It takes about five minutes, and the service is 100% free. You have nothing to lose, except for your money problems!

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